Getting Loans from Banks within the Philippines

Getting Loans from Banks within the Philippines

We’ve curated a listing of all the top banking institutions in the Philippines combined with the fundamental terms and demands.

Optimum Limit: Php 1,000,000.00 Rates of interest: Fixed price of 17.07 percent per year, 1.25percent per month add-on, 1.30% each thirty days for 6-month tenure Required papers:

  • Photocopy regarding the BIR that is latest Form 2316 or W2 finalized by employer’s authorized representative (MANDATORY)
  • Initial certification of Employment and Income (COEI) released within the last three (3) months showing status, size of solution and break down of payment
  • Photocopy of last month that is full slide

Apply On Line

Optimum Limit: Php 1,000,000.00 Rates of interest: 14.40per cent p. A Needed Papers:

  • Government-issued ID that is photo-bearingPassport, Driver’s License, SSS, PRC, etc. )
  • Three months initial pay slide and/or advanced Income Tax Return with BIR or Bank stamp (BIR Form 2316)

Apply On Line


Optimum Limit: Php 2,000,000.00 Rates of interest: Fixed price of 26.9per cent to 37.9 per cent per year (Effective Interest price) needed papers:

  • Photocopy associated with front part of any credit that is active ( must be active for at the very minimum six months for Citi Card and also at minimum a couple of months for Cards off their banking institutions)
  • With minimal yearly earnings of ?250,000
  • Two (2) legitimate IDs with picture and signature (ex. Passport, driver’s permit, GSIS e-Card, SSS picture card ID, TIN picture card)
  • ITR or BIR 2316 or latest 3 complete months spend slide

Apply On The Web

Maximum Limit: Php 500,000 rates of interest: Fixed price of 14.52per cent – 15.48percent per annum needed papers:

  • Latest money Tax Return (ITR) or BIR Form and initial pay slip (one month that is whole
  • Photocopy of valid ID that is photograph-bearing proof nationality and date of delivery (in other terms. […]